Afrexai Accounts Receivable

# Accounts Receivable Manager

Automate AR workflows: aging analysis, collection prioritization, payment follow-ups, cash application, and bad debt forecasting.

## What It Does

1. **AR Aging Report** — Bucket outstanding invoices by 0-30, 31-60, 61-90, 90+ days with risk scoring
2. **Collection Priority Queue** — Rank overdue accounts by amount × days × risk for optimal follow-up order
3. **Payment Reminder Drafts** — Generate professional escalation emails (friendly → firm → final notice → collections)
4. **Cash Application Matching** — Match incoming payments to open invoices with variance handling
5. **Bad Debt Forecasting** — Predict write-offs using historical payment patterns and aging trends
6. **DSO Tracking** — Calculate Days Sales Outstanding with trend analysis and benchmarks by industry

## How to Use

Tell your agent what you need:

- "Run an AR aging analysis for our open invoices"
- "Prioritize our collection queue — what should we chase first?"
- "Draft a 60-day overdue reminder for [client name]"
- "Our DSO is 47 days — how does that compare to SaaS benchmarks?"
- "Forecast bad debt exposure for Q1"

## AR Aging Buckets

| Bucket | Risk Level | Action |
|--------|-----------|--------|
| Current (0-30) | Low | Monitor |
| 31-60 days | Medium | Friendly reminder |
| 61-90 days | High | Escalation call + written notice |
| 90+ days | Critical | Final demand → collections/write-off review |

## Collection Priority Formula

```
Priority Score = (Invoice Amount × 0.4) + (Days Overdue × 0.3) + (Customer Risk Score × 0.3)
```

Customer Risk Score (1-10) based on:
- Payment history (avg days to pay)
- Number of past-due invoices
- Credit limit utilization
- Industry default rates

## Payment Reminder Escalation

### Day 1 (Invoice Due)
Subject: Invoice #[NUM] — Payment Due Today
Tone: Friendly, informational

### Day 7 (1 Week Overdue)
Subject: Friendly Reminder — Invoice #[NUM] Past Due
Tone: Warm but clear

### Day 30 (1 Month Overdue)
Subject: Payment R...

# Accounts Receivable Manager

Automate AR aging analysis, collection prioritization, payment follow-ups, and bad debt forecasting with your AI agent.

## Features

- **AR Aging Reports** — 0-30, 31-60, 61-90, 90+ day buckets with risk scoring
- **Collection Priority Queue** — Rank overdue accounts for optimal follow-up
- **Payment Reminder Escalation** — 5-stage email templates from friendly to final notice
- **Cash Application** — Match payments to invoices with variance handling
- **DSO Tracking** — Industry benchmarks for Days Sales Outstanding
- **Bad Debt Forecasting** — Predict write-offs from aging trends

## Why This Matters

- Average SMB has $84,000 in outstanding receivables
- 1 in 4 invoices are paid late
- Every day of DSO improvement = real cash flow impact
- Manual AR processes cost $15-$25 per invoice to manage

## Quick Start

Install this skill in your AI agent, then ask:
- "Run an AR aging report"
- "Prioritize our collection queue"
- "Draft a 60-day overdue reminder for Acme Corp"
- "What's our DSO trend?"

## Take It Further

For full financial operations automation, check out:

- **[AI Agent Context Packs](https://afrexai-cto.github.io/context-packs/)** — Industry-specific configs for Fintech, Professional Services, SaaS ($47 each)
- **[AI Revenue Leak Calculator](https://afrexai-cto.github.io/ai-revenue-calculator/)** — Find where manual processes drain your revenue
- **[Agent Setup Wizard](https://afrexai-cto.github.io/agent-setup/)** — Get configured in minutes

Built by [AfrexAI](https://afrexai-cto.github.io/context-packs/) 🖤💛